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Discussion in 'The Backstage' started by ricksdisconnected, Oct 18, 2021.
anybody here us Kaiser Permanente? whats your thoughts on their coverage and
Yes, no (I don't have them. I just wanted to keep your thread going.)
This website says: Kaiser Permanente has a consumer rating of 2.44 stars from 104 reviews indicating that most customers are generally dissatisfied with their purchases. https://www.sitejabber.com/reviews/kaiserpermanente.org
Do your research! Truth be told they all suck, just go with the cheapest plan...
Never heard of them, but probably because they're just not offered in my area.
Web search says good insurance, but limited network.
If you travel a lot, you may want to look at the "out of network" costs in case you get sick on vacation or something like that.
If it's an affordable option, see if their locations are convenient.
its offered at my job. only one too. trying to see what i might be getting into.
they are different by region...
I personally do not like Kaiser.
Had Kaiser for 35 years great system .
Looks ghetto, are they affiliated with Bank of America?
I use Blue Cross & Blue Shield. As far as I can remember, it's the only insurance company I've ever used. Not saying I wouldn't change, but so far have not had a reason to.
Go with the lowest deductible, Rick. Not that it will be "low" though.
I wonder why deductibles are so gosh darn high now days?
I have Kaiser. Never really had a problem with them, but I’ve never really needed any major medical work. I do feel that they are so big, that you are just a number to them.
Pay the smallest premium possible,.....balance with a high deductible ,and use your deductible as your deterrent for using it.
Either way ,
High premium all inclusive. Pay big bucks monthly for something that you wont get your money back on if you dont use it.....waste.
Low premium= high deductible. Use only if you have to, but less out of pocket annually. ...If you dont use it....premium stays lows.
Catch 22 What works best for your budget.
how are they different if its the same company?
Don't waste your time and money on this garbage. I know a guy who will come to you in his van with a cure for whatever it is you need. He's an obgyn, surgeon, dentist, pharmacist and does tattoos also. Keep an eye out for a van with "free candy" spray painted down the side, tell him you know me and he'll take good care of you.
Because inflators gonna inflate.
Never heard of that outfit.
It's a good idea to bear in mind a lot of employers go with the cheapest crapola insurance they can get away with. I had a couple of jobs where they did that, turned out one been would have better off just using Workman's Comp for any injury claims.