Medical Insurance question

Discussion in 'The Backstage' started by ricksdisconnected, Oct 18, 2021.

  1. ricksdisconnected

    ricksdisconnected Well-Known Member

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    anybody here us Kaiser Permanente? whats your thoughts on their coverage and
    practices?
     
  2. Torren61

    Torren61 Well-Known Member Gold Supporting Member

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  3. ricksdisconnected

    ricksdisconnected Well-Known Member

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    no?
     
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  4. Torren61

    Torren61 Well-Known Member Gold Supporting Member

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    Yes, no (I don't have them. I just wanted to keep your thread going.)
     
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  5. pedecamp

    pedecamp Well-Known Member

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    This website says: Kaiser Permanente has a consumer rating of 2.44 stars from 104 reviews indicating that most customers are generally dissatisfied with their purchases. https://www.sitejabber.com/reviews/kaiserpermanente.org

    Do your research! Truth be told they all suck, just go with the cheapest plan...
     
    Last edited: Oct 18, 2021
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  6. fitz288

    fitz288 Well-Known Yinzer Silver Supporting Member

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    Never heard of them, but probably because they're just not offered in my area.
    Web search says good insurance, but limited network.
    If you travel a lot, you may want to look at the "out of network" costs in case you get sick on vacation or something like that.
    If it's an affordable option, see if their locations are convenient.
     
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  7. ricksdisconnected

    ricksdisconnected Well-Known Member

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    its offered at my job. only one too. trying to see what i might be getting into.
     
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  8. Dogs of Doom

    Dogs of Doom >>> Moderator <<< Staff Member

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    they are different by region...

    I personally do not like Kaiser.
     
  9. ricksdisconnected

    ricksdisconnected Well-Known Member

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    hows that?
     
  10. South Park

    South Park Well-Known Member

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    Had Kaiser for 35 years great system .
     
  11. Sapient

    Sapient   Gold Supporting Member

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    Looks ghetto, are they affiliated with Bank of America?
     
  12. crossroadsnyc

    crossroadsnyc Senior Moderator Staff Member

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    I use Blue Cross & Blue Shield. As far as I can remember, it's the only insurance company I've ever used. Not saying I wouldn't change, but so far have not had a reason to.
     
  13. Sapient

    Sapient   Gold Supporting Member

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    Go with the lowest deductible, Rick. Not that it will be "low" though.

    I wonder why deductibles are so gosh darn high now days? :scratch:

    :usa:
     
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  14. LPMarshall hack

    LPMarshall hack Well-Known Member

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    I have Kaiser. Never really had a problem with them, but I’ve never really needed any major medical work. I do feel that they are so big, that you are just a number to them.
     
  15. DreamerDeceiver

    DreamerDeceiver Well-Known Member

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    Pay the smallest premium possible,.....balance with a high deductible ,and use your deductible as your deterrent for using it.

    Either way ,
    High premium all inclusive. Pay big bucks monthly for something that you wont get your money back on if you dont use it.....waste.
    Low premium= high deductible. Use only if you have to, but less out of pocket annually. ...If you dont use it....premium stays lows.
    Catch 22 What works best for your budget.
     
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  16. Dogs of Doom

    Dogs of Doom >>> Moderator <<< Staff Member

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    how's what?
     
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  17. ricksdisconnected

    ricksdisconnected Well-Known Member

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    how are they different if its the same company?
     
  18. Drinkingdeath01

    Drinkingdeath01 Well-Known Member Gold Supporting Member

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    Don't waste your time and money on this garbage. I know a guy who will come to you in his van with a cure for whatever it is you need. He's an obgyn, surgeon, dentist, pharmacist and does tattoos also. Keep an eye out for a van with "free candy" spray painted down the side, tell him you know me and he'll take good care of you.
     
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  19. Vinsanitizer

    Vinsanitizer ✴✴✴✴✴✴✴✴✴✴✴ ✴- - - - - TEH - - - - -✴ ✴✴✴✴✴✴✴✴✴✴✴ Double Platinum Supporting Member VIP Member

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    Because inflators gonna inflate.
    .
     
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  20. DaDoc

    DaDoc Well-Known Member

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    Never heard of that outfit.

    It's a good idea to bear in mind a lot of employers go with the cheapest crapola insurance they can get away with. I had a couple of jobs where they did that, turned out one been would have better off just using Workman's Comp for any injury claims.
     
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