I was looking at what making payments would be on a new guitar. I am a little confused about why the payments seem to vary. On reverb for example there is the affinity or something and the payments are $56 for 24 months. I go on Sweetwater and the payments are $31 for 24 months. When I calculate it for 48 months it comes out to something different. Why is there a difference and which is the best deal? You would think with everything going on that the used market would be huge right now. If anybody has noticed there is almost nothing used and whatever there is just as much as a new one. And hearing that there might be another price hike before the holidays is not a good sign. I fear I will not be able to find anything and feel like I could get a decent deal. Its like buying a car. You never walk out feeling you got a great deal. More like getting your ass taken.